Privacy Policy Key Insights

Ocean Travel Studio respects the privacy of its customers and its partners and believes that each of its Client who avails any services offered by ocean Travel Studio or in this website www.oceantravelstudio.com (the site), has the right to be informed about the privacy policy that is followed by Ocean Travel Studio.

The idea of this policy is to educate the ‘Users’ as to what personal information is being captured by us and where the same is being used. It describes the principles and practices that apply to ‘Personal Information’ collected from Users of our services on our Site, in telephone or e-mail communications.

Ocean Travel Studio  an online travel portal that provides information on various cities of the world and recommend hotels, vacation rentals, travel packages, cruises etc. through visitors opinion. Our web site is part of http://oceantravelstudio.com

We believe in our visitors for giving their opinion/views on any subject and the same is not biased. We are taking all measures to ensure that all the personal information shared by our visitors shall remain confidential. We recommend our visitors that before submitting they submit their personal information on our web site, please read this policy carefully to learn about our privacy practices. Please read this private policy of http://oceantravelstudio.com

, we assume that you are accepting the practices described herein.

Privacy Policy

Once a visitor provides his personal information like name, e-mail ID, phone number, address, user ID& passwords, or any other travel related information, the same is stored in our database and that is protected at our end and we take all measure to ensure that the information is not disclosed to any third party who is not affiliated with hungry bags. Only authorized employees of http://oceantravelstudio.com are allowed to manage such personal information and the same is protected through a number of firewalls to stop leakage of the same.

Although the visitor has option, not to provide all or any of the information to us, but some general information is required in order for you to enjoy the benefits of being a registered member. Visitors of http://oceantravelstudio.com will have an option to provide contact information about their friends & family on our website. It is recommended that visitors should take the consent of friends & family before providing the same to http://oceantravelstudio.com also obtain both personal and non-personal information about people around the world from their partners and affiliated. In case you don’t want us to write you, you can always opt for unsubscribe option and we will not use that information again. Although the same will remain idle in our database.
automatically pulls out some information about your computer when you browse http://oceantravelstudio.comfrom your computer, i.e., we procure session data, that includes your IP address, web browser software. Through this private policy, http://oceantravelstudio.com assume that it has sole rights to collect information about your online activity on www.holidays2cherish.com, such as content viewed and pages visited. The information collected is just to understand the interests of our users and help them by giving better services by adding new features on the page visited. The same information helps us tying up with hotels, airlines and other places to procure better deals for you directly or by way of advertisement. http://oceantravelstudio.com has a policy not to disclose visitors personal information with any third parties who are not affiliated with us. Although if any link on http://oceantravelstudio.com  takes you to another website then we recommend you to see the private policy of that particular website too.

If any User visits the site by “clicking-through” from a site operated by the partners of Ocean Travel Studio, and the User has registered with such partner, then certain information about the User, which the said User has provided to that partner may be transmitted to site. He Ocean Travel Studio strongly advises its Users to review the Privacy Policy of the Web site from which he/she have reached the site in order to determine what information was collected and how the partner could use their information. Regardless of what information was transmitted to Ocean Travel Studio, however, Ocean Travel Studio does not the same unless the User registers on the site.

Third Party Advertisers

All the active adds running over the ocean travel studio website do not share any confidential Information about the Users with these advertisers until the customer will not give consent to do so, which is separate from any permission provided during the Member registration process.

These advertisers may seek to use cookies and pixel tags to track Session Data about the ads each User has seen and types of things in which the User appears interested. Advertisement may follow the users interest during the visits on the website in order to provide advertisements about related goods and services that may be of interest to the respective User.

When Users click on one of these advertisers’ links, the Users would be leaving the Site and entering another site. Ocean Travel Studio shall not responsible for such third party’s sites. Ocean Travel Studio cautions each User to carefully review the privacy statements of any other site he/she may visit, because those privacy statements will apply to the Users while visiting that site, and may be very different from this policy.

Data Protection Laws/Rules Of Various Countries may differ

Ocean Travel Studio assure all the visitors that data is protected and all the collected information shall remain confidential, but if you are visiting www.holidays2cherish.com from outside India, please be aware that the data protection laws of India might not be the same as in your country. At the same time, please be assured that Ocean Travel Studio takes all possible measure and uses internal firewalls to ensure that your privacy/data is protected.

Changes To Private Policy

Ocean Travel Studio reserves the right to change this policy at any point of time. While making the changes in the privacy policy of ocean travel studio that will impact personal information which has already collected from the Users, Ocean Travel Studio will make reasonable efforts to notify the respective User of the changes and to give him/her the opportunity to amend or cancel his/her registration.

In case of any information on data protection, you can always write to us at: oceantravelstudio@gmail.com.. we would be happy to help you as soon as possible.

Refund and Cancellation Policy

1. Amount once paid through the payment gateway shall not be refunded other than in the
following circumstances:
• Multiple times debiting of Customer’s Card/Bank Account due to technical error OR Customer’s
account being debited with excess amount in a single transaction due to technical error. In such
cases, excess amount excluding Payment Gateway charges would be refunded to the Customer.
• Due to technical error, payment being charged on the Customer’s Card/Bank Account but the
enrolment for the examination is unsuccessful. Customer would be provided with the enrolment
by NISM at no extra cost. However, if in such cases, Customer wishes to seek refund of the
amount, he/she would be refunded net the amount, after deduction of Payment Gateway
charges or any other charges.
2. The Customer will have to make an application for refund along with the transaction number
and original payment receipt if any generated at the time of making payments.
3. The application in the prescribed format should be sent to paymentonline@stfc.co.in
4. The application will be processed manually and after verification, if the claim is found valid, the
amount received in excess will be refunded by NISM through electronic mode in favor of the
applicant and confirmation sent to the mailing address given in the online registration form,
within a period of 21 calendar days on receipt of such claim. It will take 3-21 days for the money
to show in your bank account depending on your bank’s policy.
5. Company assumes no responsibility and shall incur no liability if it is unable to affect any
Payment Instruction(s) on the Payment Date owing to any one or more of the following
circumstances:
a. If the Payment Instruction(s) issued by you is/are incomplete, inaccurate, and invalid and
delayed.
b. If the Payment Account has insufficient funds/limits to cover for the amount as mentioned
in the Payment Instruction(s)
c. If the funds available in the Payment Account are under any encumbrance or charge.
d. If your Bank or the NCC refuses or delays honoring the Payment Instruction(s)
e. Circumstances beyond the control of Company (including, but not limited to, fire, flood,
natural disasters, bank strikes, power failure, systems failure like computer or telephone
lines breakdown due to an unforeseeable cause or interference from an outside force)
f. In case the payment is not effected for any reason, you will be intimated about the failed
payment by an e-mail
6. User agrees that Company, in its sole discretion, for any or no reason, and without penalty, may
suspend or terminate his/her account (or any part thereof) or use of the Services and remove.